How does it work?

If you think of a bank or a building society, then they obviously have massive overheads, staff to pay, buildings to rent or lease, electricity bills to pay, computers to run and maintain, their every day fixed costs are enormous, and this is why with a bank or building society, you are charged for everything!
Account keeping fees (believe me I have paid thousands of dollars over the years for account maintenance fees) deposits, money transfers, withdrawals from ATM’s and if you miss payments for any reason, the fees are horrendous!
But in this day and age with the incredible rapid development of computerisation and software development, these overheads don’t have to be so massive.
Monicity is based within a website and associated application ( App) we don’t need buildings, thousands of staff or a huge infrastructure of administration.
Plus we aren’t greedy and don’t want to cheat you out of your hard earned money.
All we ask is that if you do initially invest in our company and eventually open an account with us, that you leave $100 with us for 18 months.
This will have 2 major effects.

1/ (and the most important) it will prove to you that you can successfully save for your future)

2/ it will give us the opportunity to generate an investment fund to which the profits will not only benefit you (no account charges, and cash prizes every month) but will also enable us to build an opportunity to help thousands of Australians just like you, whether it be to get on the property ladder for the first time, or to assist fantastic charities like Cancer research Australia, and The smith family, 2 charities that are very close to our heart.